Get Finance-Team Clarity. Without the Finance Team.
VaultSplit automatically controls your revenue from the moment it comes in, allocating money for taxes, expenses, savings, capital, and profit before you accidentally spend it.
No spreadsheets. No accounting expertise. No manual financial work.
VaultSplit just got a lot smarter.
VaultSplit now automatically Allocates revenue, Reconciles transactions, Balances your books, and gives you clean financial records ready to export, from the moment money comes in.
A clearer identity for the future of financial control.
VaultSplit is evolving.
Our new identity reflects what VaultSplit has become: a financial control layer built to help businesses automatically organize, allocate, reconcile, and understand their money as it moves through the business.
This represents that direction. Simpler. Sharper. More intentional.
The product has evolved.
The technology and identity has evolved.
Welcome to VaultSplit.
Before We Built VaultSplit, We Listened.
We talked to more than 100 business owners and heard the same thing, again and again: what happens to their money after a sale is often harder than making the sale itself. Their businesses were different, but the experience was surprisingly similar: bookkeeping, spreadsheets, reconciliations, taxes, savings, expenses... all competing for their attention.
So we paid attention.
What Makes VaultSplit Different?
Most finance tools watch what happens to your money. VaultSplit decides what happens to it.
We structure every revenue the moment it arrives, automatically allocating for taxes, expenses, capital, and profit so decipliine is built in by default.
Revenue Structured at Arrival
Every revenue is organized the moment it comes in and automatically allocated across taxes, expenses, capital, savings, and growth, creating structure before the money gets mixed or misused.
Taxes Reserved, Not Remembered
Tax money is separated before you have to think about it. As revenue arrives, VaultSplit automatically reserves what belongs to taxes, so your tax obligations don't depend on memory, discipline, or a last-minute calculation.
Spending With Built-in Guardrails
Know what's safe to spend without slowing down. Expenses are tracked against dedicated funds while every transaction is reconciled automatically, giving you a clear view of what your business can actually afford to spend.
Financial Records, Built Automatically
Your books stay organized as your business moves. Every allocation, transaction, and financial event is recorded and reconciled automatically, giving you clean, balanced financial records without the spreadsheet work.
Struggling With Business Finances?
You’re not bad with money. You’ve just been doing too much of the work yourself.
The Real Problem
- Every sale becomes one pool of money, with no clear purpose.
- Taxes, expenses, growth and personal spendings all compete for the same cash
- By the time you "review the numbers" the damage is already done.
Why It Feels Impossible
- Money moves faster than you can manage it.
- Every decision still depends on you.
- Most tools show you the numbers. They don't manage them with you.
How VaultSplit Fixes This
- Automatically Allocates Every Sale: Revenue is split into dedicated vaults for taxes, expenses, growth, and spending.
- Records & Reconciles Automatically: Every movement is tracked and your books stay balanced in a double-entry ledger.
- Your AI CFO Works Alongside You: Get continuous financial guidance, answers, and visibility — whenever you need it.
Know what’s happening. Know what to do next.
VaultSplit AI isn’t another chatbot or dashboard. It works alongside your business, understanding your finances as they move and helping you make better decisions while they still matter.
Your business shouldn’t depend on you remembering everything.
Financial discipline breaks under pressure. VaultSplit removes the need for discipline by enforcing structure automatically.
Spending Guardrail signals
Get real-time signals when spending approaches predefined limits, so decisions stay aligned with how your money was structured, not how you feel in the moment.
“Image examples of system feedback after money has been structured”
Flow Pattern Insights
VaultSplit analyzes how money moves across vaults over time, highlighting shifts that affects runway, obligations or growth capacity.
“This is an Image sample of system feedback after money has been structured”
Obligation Protection Signals
VaultSplit confirms that upcoming obligations are already reserved, and red flags only when something breaks structure.
“This is an Image sample of system feedback after money has been structured”
Forward-looking Control Signals
VaultSplit projects future cash position based on current vault flows, so risks appear before they become problems.
“This is an Image sample of system feedback after money has been structured”
Sits above your existing tools, Not replaces them
VaultSplit connects to your sales, payments, and accounting systems to enforce structure at the moment money moves, before downstream tools ever see it.
Built to grow with your business.
Whether you’re running things yourself or managing a growing operation, there’s a VaultSplit plan built around how your business works today.
Basic
$0 /month
- paid monthly
For getting your finances organized.
- One business
- Connect one revenue source
- Automated revenue allocation
- Automated reconciliation
- Double-entry accounting
- Basic AI-CFO
- Dashboard and reporting
- Three PDF & Ecel export (limited)
Pro
$19.99 /month
- paid monthly
For businesses ready to grow with more financial intelligence.
- Five businesses
- Connect four revenue source
- Automated revenue allocation
- Automated reconcialiation
- Double-entry accounting
- Advanced analytics and reporting
- Advanced voice AI CFO
- 50 PDF & Ecel exports
ENTERPRISE
Custom /month
- paid monthly
For businesses with more complex financial operations.
- All Plus Features
- Dedicated account manager & priority onboarding.
- Lower transaction fees (custom rates based on volume).
- White-label & API access for custom financial workflows.
- Advanced multi-user access & team permissions.
- Enhanced security & compliance (SOC 2, PCI DSS).
- Custom integrations with ERP & accounting platforms.
- Contact sales for a personalized quote.
BASIC
$0 /month
- paid yearly
For getting your finances organized.
- Free to use with a 1% transaction fee on all automated revenue splits.
- Setup one business with four smart vaults for capital, taxes, savings, and investment.
- Shopify integration
- WhatsApp Business and Telegram integration
- Limited access to AI voice mode
- No monthly subscription – pay only when you use VaultSplit.
PRO
$14.99 /month
- paid yearly
For businesses ready to grow with more financial intelligence.
- Everything in Basic
- Setup three business account
- Advanced Voice interactive AI and analytics for revenue forecasting & profit optimization.
- Customizable wallet rules & automation (percentage-based & scheduled splits).
- Integrations with ecommerce platforms (Shopify, Amazon, Woo-Commerce).
- Integrations with bookkeeping software (QuickBooks, Xero).
- Exclusive access to Premium Perks and more
ENTERPRISE
Custom /month
- paid yearly
For businesses with more complex financial operations.
- All Plus Features
- Lower transaction fees (custom rates based on volume).
- SDK & API access for custom financial workflows.
- Advanced multi-user access & team permissions.
- Custom integrations with ERP & accounting platforms.
- Contact sales for a personalized quote.
Common Questions & Answers
Here’s everything you need to know about VaultSplit, from features to getting started.
Got any specific questions?
What is VaultSplit?
VaultSplit helps businesses take control of what happens to their money after a sale. It automatically organizes revenue, keeps financial records up to date, reconciles transactions, and gives you an AI CFO to help you understand your numbers and make better decisions.
How does VaultSplit work?
VaultSplit automatically takes care of the financial work that follows every sale. Revenue is allocated into the right vaults, transactions are recorded and reconciled, and your books stay balanced in the background. Your AI CFO continuously works with this live financial picture to help you understand what’s happening and decide what to do next.
Who can use VaultSplit?
VaultSplit is built for solopreneurs, small businesses, growing companies, and high-volume e-commerce businesses that want less manual financial work and more control over their money.
What makes VaultSplit different from regular payment platforms?
Can I customize how my payments are split?
Yes. You set the allocation rules that fit your business, including how much goes toward taxes, expenses, capital, savings, growth, and profit. VaultSplit then applies those rules automatically as revenue comes in.
What payment methods does VaultSplit support?
VaultSplit works with the payment platforms your business already uses, including Stripe, Shopify, and WooCommerce. Your customers can continue paying through the payment methods supported by those platforms, while VaultSplit automatically structures and reconciles the resulting revenue.
Is VaultSplit secure?
Yes. VaultSplit uses secure authentication, access controls, and encrypted connections to protect your account and financial data. We also use established infrastructure and trusted payment providers to help keep financial activity protected. Security is an ongoing priority, and we continuously strengthen our systems as VaultSplit evolves.
How do I get started with VaultSplit?
Create your VaultSplit account, connect the payment or commerce platform your business uses, and set your allocation rules. Once you’re set up, VaultSplit automatically structures and reconciles your incoming revenue for you.
Does VaultSplit charge any fees?
VaultSplit offers a free plan with no monthly subscription. A transaction fee applies to automated revenue splits, while paid plans offer additional features and lower transaction fees. See our pricing page for the latest plan details.
Can I integrate VaultSplit with my existing business tools?
Yes. VaultSplit connects with the platforms your business already uses, including Stripe, Shopify, WooCommerce and Googlesheets, so your revenue can flow into VaultSplit without changing how you run your business. We’re continuing to expand our integrations as we grow.
Does VaultSplit work internationally?
Yes. VaultSplit is built for businesses operating across supported markets, with integrations that allow businesses to manage and structure revenue wherever their supported payment and commerce platforms are available. We’re continuing to expand our global coverage.
Mobile App
Now Available!
VaultSplit V1 is almost here.
Our next generation of automated financial control is about to launch, with deeper automation, live payments, intelligent reconciliation and more.
Until then, you can experience the VaultSplit MVP on iOS and Android and see where it all began.
MVP Live now on iOS and Android — V1 Coming soon.
Your Guide To Smarter Money Management
Actionable tips, expert insights, and powerful guides to help entrepreneurs automate, grow, and stay financially sharp. Powered by VaultSplit.
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